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Rates & Fees

GreenPayday does not lend money; rather, we provide you with access to a network of established and reputable cash loan providers. There is no fee to use our online loan request.

Each loan provider in the network operates as a separate company and each establishes its own rates and fees. GreenPayday does not determine the fees or interest on any loan, nor does GreenPayday own any interest in or control any of the payday loan providers included in its network.

Submitting your inquiry for a loan at GreenPayday incurs absolutely no cost. GreenPayday is not a lender and does not provide lending services directly to consumers. Based on the information you submit, GreenPayday searches its database for potential lenders and/or loan products for your consideration.

The Truth in Lending Act requires full disclosure of all loan fees and interest rates that borrowers may incur. All fees and rate information should be disclosed to you by your lender at the time of approval. Upon the conclusion of lender approval, most lenders will direct you to an e-signature page that they provide.

Full Disclosure of Terms

The lender provides documents that contain all fees and rate information pertaining to the loan being offered to you by the lender. Please review the fee and rate information provided to you by your lender at this time thoroughly and completely before agreeing to the terms of the loan. You are under no obligation to accept these terms. If you decide the loan terms detailed in the lender contract are acceptable and wish to proceed with the loan process, e-sign the page and await transfer of your funds.

The loan fees and interest rates are determined solely by your lender, with specific amounts determined based upon the information you submitted to the lender. GreenPayday has no control or knowledge of the loan details between you and your lender. You are under no obligation to continue with the loan request if you find a particular lender’s loan terms unsuitable.

Late Payment Policy

Cash advance lenders have varying policies regarding late payments. Review the late payment policy detailed in the loan documents provided to you by your lender before appending your e-signature, and thereby agreeing to the loan terms. All lenders, however, must abide by applicable laws, rules, and regulations regarding late payment fees.

Non-Payment Policy

Additional fees or charges may apply to you in the event that you are unable to repay your loan. GreenPayday uses commercially reasonable efforts to work only with reputable lenders dedicated to pursuing collections of past due accounts with conduct that is fair and reasonable.

Loan Renewal Policy

Where rollovers, or repayment term extensions, are allowed, interest rates, along with any late fees that may be assessed, can add a substantial dollar amount to the end price of your loan. Read the lender's terms in full regarding loan renewal options before signing the loan contract.

As part of the Truth in Lending Act, loan providers must inform you of all fees and interest rates they charge on their loans. Please understand that you are under no obligation to accept the loan if you find these terms unacceptable.

Rates and fees for loans are higher than those you will find at a bank. But cash loans provided by lenders in the GreenPayday network are not meant for long-term borrowing and are usually paid back in full, including interest and fees, on your next payday. For large loans, some lenders will allow you to split up the loan amount, along with all interest and fees, into several installments, until the loan is repaid in full.

Most bank loans cannot match the speed, convenience and easy credit requirements of a cash loan. Below are some reasons why cash loan providers charge higher interest and fees than most bank loans:

Some states have enacted laws regulating the interest rates and fees loan providers can charge borrowers; therefore, your state of residence may impact the rates and fees charged on your loan. It’s a good idea to review the laws regulating payday loans in your state to see if such a loan would be advantageous to you.

© 2017 GreenPayday All Rights Reserved.

Customer Notice: GreenPayday is not a lender or a broker. GreenPayday works with a network of lenders offering payday loans ranging generally from $100 to $1,000. These loans are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory help. You will not be charged any fees to use GreenPayday’s services.

Legal Disclaimer: GreenPayday’s Terms of Use and the GreenPayday Privacy Policy apply to the use of this website and its services. GreenPayday connects borrowers with potential lenders and thus the specific terms and conditions of the specific lender will apply to any corresponding loan a borrower takes out. Any display of APR, loan amounts, interest or other loan details are only estimations. In reality these amounts will vary by lender and by borrower. Lending decisions are based on many factors, including but not limited to credit history, employment history, and loan repayment history. Please note that some lenders may perform credit checks as part of their credit transaction approval process. You are under no obligation to use GreenPayday's service to initiate contact, or apply for credit or any loan product with any service provider or lender.

THE OWNERS AND OPERATORS OF THIS WEBSITE ARE NOT LENDERS, they do not broker loans and they do not make any short term cash loans or make any credit decisions. GreenPayday simply helps borrowers find potential lenders for payday loans. GreenPayday aims to inform users of possible lenders who may be able to satisfy the needs of a particular consumer. Nothing on this website is an offer or a solicitation to lend. Any information you submit to this site will be provided to a lender. The operator of this website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product.

Availability: Residents of some states may not be eligible for a short term cash loan based upon lender requirements. Our company does not guarantee that completing an inquiry form will result in you being connected with a service provider or lender, being offered a loan product with satisfactory rates or terms, nor receiving a loan from a service provider or lender.