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Responsible Lending Practices

GreenPayday is dedicated to working with reputable lenders. In addition, GreenPayday provides information to assist consumers in making informed, responsible loan decisions.

Fair Lending

Our lending policy adheres to the fair lending guidelines of the Dodd-Frank Wall Street Reform and Consumer Financial Protection Act, which protects consumers from discriminatory and unfair lending practices by lenders. Lenders in the GreenPayday network must also follow the regulatory provisions of the Consumer Financial Protection Bureau. Consumers using GreenPayday are urged to file a complaint with the agency if they encounter problems in dealing with a lender.

Truth in Lending Act

GreenPayday requires lenders in our network to provide customers with a written account of interest rates, fees, rollover changes and other fees associated with their loan before they sign their loan documents as mandated by the Truth in Lending Act outlined by the Consumer Financial Protection Bureau.

State Regulations

Lenders in the GreenPayday network also follow state lending laws in addition to federal laws. All lenders in our network charge fees and interest rates that adhere to regulatory measures enacted by state governments. Many states also establish guidelines for repayment and maximum loan amounts.

Debt Collection Practices

For consumers repaying their loans, GreenPayday supports all provisions of the Fair Debt Collection Practices Act (FDCPA) enforced by the Federal Trade Commission. GreenPayday is not a lender and does not collect debts from consumers. GreenPayday makes a reasonable effort to work only with lenders that comply with applicable debt collection laws, rules, and regulations. These include:

Should a lender be found to be in violation of these or any other applicable laws, GreenPayday does not hesitate to cease conducting business with the company and report the company to the FTC.

Late Payment Policy

Lenders within our network each have their own late payment policy. These policies are governed by state lending regulations regarding late payments. Please review the late payment policy outlined on your loan document prior to signing the loan commitment, so you can understand the lender’s late payment policy and potential fees and penalties. If state law allows it, lenders are often able to offer loan renewal plans, rollovers, and other ways of extending the repayment period in order for you to make payments in full. Engaging in these renewal plans, however, should only be done in extreme situations as the fees and other costs will significantly add to the overall amount you will eventually have to repay.

THE INFORMATION PROVIDED ON THIS SITE SHOULD NOT BE CONSTRUED AS LEGAL ADVICE AND IS NOT A SUBSTITUTE FOR QUALIFIED LEGAL REPRESENTATION.

© 2017 GreenPayday All Rights Reserved.

Customer Notice: GreenPayday is not a lender or a broker. GreenPayday works with a network of lenders offering payday loans ranging generally from $100 to $1,000. These loans are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory help. You will not be charged any fees to use GreenPayday’s services.

Legal Disclaimer: GreenPayday’s Terms of Use and the GreenPayday Privacy Policy apply to the use of this website and its services. GreenPayday connects borrowers with potential lenders and thus the specific terms and conditions of the specific lender will apply to any corresponding loan a borrower takes out. Any display of APR, loan amounts, interest or other loan details are only estimations. In reality these amounts will vary by lender and by borrower. Lending decisions are based on many factors, including but not limited to credit history, employment history, and loan repayment history. Please note that some lenders may perform credit checks as part of their credit transaction approval process. You are under no obligation to use GreenPayday's service to initiate contact, or apply for credit or any loan product with any service provider or lender.

THE OWNERS AND OPERATORS OF THIS WEBSITE ARE NOT LENDERS, they do not broker loans and they do not make any short term cash loans or make any credit decisions. GreenPayday simply helps borrowers find potential lenders for payday loans. GreenPayday aims to inform users of possible lenders who may be able to satisfy the needs of a particular consumer. Nothing on this website is an offer or a solicitation to lend. Any information you submit to this site will be provided to a lender. The operator of this website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product.

Availability: Residents of some states may not be eligible for a short term cash loan based upon lender requirements. Our company does not guarantee that completing an inquiry form will result in you being connected with a service provider or lender, being offered a loan product with satisfactory rates or terms, nor receiving a loan from a service provider or lender.